Back to Cases
VIG-2026-1094·
AML Smurfing Pattern – Sub-Threshold Deposits
HIGHOpenAI: 86% confidenceAt Risk: $95,000
Case Description
LSTM velocity engine detected 19 deposits in 5 days, all between $8,000–$9,900. Pattern consistent with structuring to evade $10,000 CTR reporting threshold.
#structuring#AML#smurfing#CTR
Risk Score83%
Assigned Team
Analyst
Flagged ByLSTM Velocity Engine
Created6/10/2026, 2:00:00 PM
Subject
Account: WF-***7281-A
Industry
Banking
Amount at Risk
$95,000 USD
Escalation Level
L1 — L1 Analyst
CR
Carlos ReyesTeam Assigned· Banking Fraud Team
Assigned to Banking Fraud Team.
ML
Mei LinAlert Escalated
Alert escalated to case. Risk score 90.
EV
Elena VasquezCase Created
Case automatically created by AI rule engine.
Evidence Locker
3 itemsStructuring Pattern Detected
19 deposits $8K-$9.9K over 5 days.
Confirmed
SWIFT Transaction Log
MT103 raw transaction data export
Confirmed
GNN Entity Graph Export
Graph node-edge export — linked entities
Confirmed
Event Timeline
Structuring Pattern Detected
19 deposits $8K-$9.9K over 5 days.
2:00:00 PM·LSTM Engine